Get a loan that’s designed with your fertility journey in mind.

An Ovessa loan, on your terms

Our loans can be used at any stage of your fertility journey. Just tell us the amount you want to borrow and set your flexible repayment term, we’ll handle the rest.

An Ovessa Loan is perfect for:

When You’re Freezing

Protecting your future fertility options can be expensive. An Ovessa Egg-Freezing loan can help you cover the cost of freezing your eggs and can be repaid at your own pace, for terms up to 10 years.

When You’re Trying

You can use an Ovessa IVF Loan can help cover any fertility costs and cash flow burdens associated with trying to fall pregnant with IVF assistance. Our flexible payment terms and long loan lengths means less financial burden at the time that you need it the most.

When You’re Expecting

A new baby is a joy, but it can also be a strain on the bank account. An Ovessa Loan can help ease your financial anxiety and be repaid for terms up to 10 years

Our goal is to be as transparent as possible. If you’ve got any questions about our loan types, feel free to contact us for a chat (BYO cup of tea) or read our FAQ’s.

Everything you need to know

Flexible redraw options to deal with cash flow timing

Low loan establishment and monthly fees

Repayment pause for up to 12 months

Joint loans available

No early repayment fees

Flexible loan lengths up to 10 years

Weekly, Fortnightly and Monthly direct debit options available

$20,000 initial loan limit

No exit fees, ever

Take me there

Interest rates

We offer market competitive interest rates with long term, flexible loan structures to minimise the immediate burden of costly IVF & Egg Freezing treatments.

How it works

We’re all about keeping the application process as safe, simple and quick as possible.

1. Fill Out Our Online Application Form

Just answer the simple questions and you're on your way. You’ll need your Australian Government issued id and some basic personal and financial details. Easy peasy!

2. Sign The Loan Contract

We’ll send you a contract. Give it a thorough read and feel free to ask us any questions. We’re here to help. You can sign the contract electronically, so don’t worry about printing!

3. Receive Your Funds ASAP

Our assessors are here and waiting. Approved funds will be in your account typically between one-to-two business days from approval, letting you get on with your life.